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If you have a low credit score, well below the national average of 723 then that low score will cost you plenty over time. Loans will be difficult to obtain, but if approval is given you will pay a higher interest rate than someone with good credit. Think(read
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Sports affinity cards let you donate funds to your team at no direct cost to yourself, and also offer other benefits of interest to sports fans. Find out if one is right for you.(read
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Although prepaid cards have many advantages, they can cost you money through various charges and fees. Many prepaid cards carry an application charge as well as a monthly usage charge.(read
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There are many incentives for taking out a new credit card. Long term low interest rates are attractive. So too are 0% balance transfer and purchase rates, but these only last a short time. However, there are other rewards that last for the life of the cr(read
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Applying online for a credit card is easier than ever, but there is a danger to be aware of. Find out the harm it can do to your credit rating, and how to avoid it.(read
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If you think you are ready for a credit card, then make sure you know the benefits you can receive and the problems that you might have to face.(read
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County Court Judgements or CCJs will have a serious impact on your credit rating, making it more difficult to obtain finance. What are CCJs, and can you do anything about them?(read
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Bad credit certainly can change the way you look at things, and the pinch of not being able to get the credit needed can make you more than a little frustrated. There may be, however, some help for you - in the form of a secured credit card. Here are some(read
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If your credit problems are behind you but you still think that your current bank is giving you a poor deal, then maybe it is time to switch banks(read
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If you have a credit card or current account, then you might want to take advantage of Direct Debit in order to pay your bills(read
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